Terms and Conditions
Terms and Conditions
Operated by P2P GROUPE LTD · Effective Date: April 31, 2026 · Website: coumaya.org · Contact: hello@coumaya.org
These Terms and Conditions set forth the legally binding terms for your access to and use of the COUMAYA website, as well as related services, content, products, or features provided through the Website. By using our Website, you agree to be bound by these Terms. If you do not agree, do not use the Website or Services.
1. Acceptance of Terms
By accessing, browsing, or using this Website, completing checkout, or making a purchase, you agree to these Terms. These Terms constitute a complete and exclusive agreement between you and COUMAYA, a brand operated by P2P GROUPE LTD.
2. Eligibility
You must be at least 18 years of age or the age of legal majority in your jurisdiction, whichever is higher, to access or use the Website, Services, community features, one-time purchases, or any paid or unpaid COUMAYA offering.
3. License and Intellectual Property
We grant you a limited, non-exclusive, non-transferable, revocable license to use the Website for its intended purposes. All intellectual property in the Website is the exclusive property of P2P GROUPE LTD or its licensors.
4. Products and Access
Products are one-time purchases for Telegram room access and related education. After payment, you write to the desk with the email used at checkout so placement can be completed. Access is not automatic.
5. Education Only
COUMAYA is not a registered investment advisor. Content is educational. Trading can result in total loss. Past results, including any win-rate figures shown on the site, do not guarantee future performance.
6. Payments and Refunds
Card payments are processed by Stripe. Crypto payments must match the invoice address, network, and unique amount. ALL SALES ARE FINAL. P2P GROUPE LTD does not offer refunds on any one-time purchase.
7. Contact
P2P GROUPE LTD trading as COUMAYA · hello@coumaya.org · coumaya.org